<bGSOUND SRC="http://www.consoft.com/jayp/multimed/musicbox.mid" LOOP=INFINITE AUTOSTART=TRUE>

RAY PRESTON (306) 922 2100 - Residence & Office -785 3rd St E (306) 763 - 9034 - Fax & Messages Prince Albert, Sask. S6V 0H8

MARKETING SPECIALIST * ENTREPRENEUR - PERSONAL FINANCIAL CONSULTANT

BUSINESS PROFILE

W.H. Stuart Mutuals Ltd. Sept 1/97 - Now

TWC FINANCIAL CORP (SALES REP) PRINCE ALBERT, SASK 1993 - Aug 31/97

SPEEDY RUBBER STAMP MFG.- PRINCE ALBERT, SASK. Now Fast Stamps 1991-present

CANADIAN IMPERIAL BANK OF COMMERCE

BRANCH MANAGER PRINCE ALBERT 1983-1991 ACCOUNTANT 11TH & SCARTH, REGINA 1969-1971 ASSISTANT MANAGER LLOYDMINSTER 1971-1993 ASSISTANT ACCOUNTANT- MOOSE JAW 1968-1969 ASSISTANT MANAGER YORKTON 1971

COMMUNITY PARTICIPATION

Senator, Life Member, Executive Alta,Montana,Sask & N. Wyoming Optimists P.A. High Noon Optimists, - ONGOING Fund-raiser, Program Organizer Canada Jaycees 1992 Saskatchewan Summer Games **********************************************************************************

With thirty two years of financial, community/client management and organizational experience, my approach to decision making and problem solving is based on the ability to motivate people, the allocation of resources to achieve maximum efficiency and pay close attention to the bottom line.

Key areas of leadership are directly related to positive , professional attitude, accountability and a common sense approach to management issues in order to achieve realizable goals.

The management capabilities , when shared with community organizations, have proven effective in fund raising activities, membership growth and international recognition of programs.

Since leaving the Bank in June, 1991 I set up a rubber stamp manufacturing firm that sells rubber stamps to chartered banks, Lawyers and Credit Unions across the province, with 9 wholesale outlets and retail sales as well. which is now owned and operated by Gail Bergen in Prince Albert.

For 4 years I maintained my Mutual Funds Sales License through TWC Financial CORP. and manage several clients (120) with small & large portfolios, using my own investment methods. I have built a long term relationship with clients who have over 2 million dollars invested through me. I have brokered Millennium Mortgages,Invis Mortgages and now Mortgage Intelligence, P.A. Credit Union mortgages.This is where I had concentrated a lot of effort over the last 4 years as I had several large commercial loan presentations to prepare and submit for bank financing, for clients, now they are done and I can concentrate on mutual fund sales and Mortgage Brokering.

When I was CIBC DEALER PLAN SALES REP in Lloydminster, I called on all automobile , mobile home dealers & Realtors many times on cold calls, and had most dealing with me. I had the 3rd largest dealer volume in Saskatchewan next to Saskatoon and Regina. I had the largest personal loan volume in the province 3 years in a row and was in the top 3 for 6 years. Upon moving to P.A. I built the personal loan and mortgage volume in my satellite branch to a stage where my branch with myself and one loan officer were matching and several times exceeded main branch's 5 Loan Officer's Volume.

BRANCH MANAGER 6TH & BRANION, PRINCE ALBERT, SASK. 1983-1991

***************************************************************************************************************************

The CIBC trains it's branch managers in organizational procedures, credit and loans management, personnel practices and goal setting as determined in the annual business plan.

Today, management and profitability strategies are based on exceptional client services, product marketing and cost rationalization.

* Generated a strategic business plan which focused on increasing the client base, stressed staff efficiency to increase customer service satisfaction, emphasized on personalized marketing of financial products and services and sought to capture a greater market share of a highly competitive market.

* As a result the client base increased by over 20%, staff grew to eleven , from 4, the loan portfolio expanded by 250%, arrears decreased to under 1% and the branch's profile rose significantly. The higher profile and increased customer satisfaction levels brought in repeat business and referrals which led to new business opportunities.

* Sought and succeeded in raising the community's awareness of the branch through active community participation, selected media advertising and encouraging staff to become recognized participants in community activities.

The impact of such hands on involvement directly influenced the bottom line and provided personalsatisfaction for myself and the staff.

* Marketing financial products and services on an individual client basis and through front line involvement.

* Clients, especially senior citizens, appreciated the personalized attention and the resolution of their financial investments as they gained a sense of financial security and a peace of mind.

CAREER SCOPE SASKATCHEWAN BRANCHES 1968-1983

***************************************************************************************************************************

* Built the Lloydminster Personal Loan Department from a personal operation to a six person unit. In 1980- 1981 during a period of economic downturn, the unit gained recognition as the largest lending unit in Saskatchewan and Manitoba due to active marketing promotions, implemented by me.

* Built the personal portfolio holdings with TWC Financial from zero to over 2.5 Million dollars in a period of 3 1/2 years, as well as established solid working relationships with the P.A. Credit Union, TD Bank, Laurentian Bank and Citibank and Millennium Mortgages with regards to Mortgages, Personal Loans and Self Directed accounts as well as regular Bank Accounts.

I also have an excellent knowledge of WP51, Word for Windows, Excel, Quicken, Internet and a host of other programs, including the TD and Royal Bank commercial loan application programs. My Business page on the net built by myself is https://members.tripod.com/~mrmoney and another site I built is http://members.tripod/~pahighnoonoptimist

RAY PRESTON FINANCIAL CONSULTANT * COMMUNITY LEADER* ** Identified operational and training deficiencies at Yorkton and implemented training programs to increase staff confidence and professionalism. As a result , the branch operated on a more cost effective basis and provided a more personalized customer service.

* Developed a results oriented management style at Regina to provide staff leadership and implement practical operational systems. Systems were based on prioritization of objectives, efficient work scheduling , individual accountability and team work.

Problems were addressed , solutions implemented and staff morale increased.

COMMUNITY SERVICE

**************************************************************************************************************************

Past president and Canadian Vice President for Saskatchewan, Alberta & Northwest Territories JC's (Junior Chamber of Commerce) Senator and Life Member Jaycees International, Regional Effective Speaking coordinator For Alberta Jaycees.

Incoming Secretary- Treas Alberta Montana Saskatchewan and Northern Wyoming Optimists, Past President & Vice President -P.A. High Noon Optimists, Past Lieutenant Governor- Alberta, Montana, Saskatchewan and Wyoming District. Life Member Optimist International.

Past director and Special Fund Raising Chairman for Saskatchewan Summer Games 1992- assisted in raising 1.1 million dollars in 22 months for our city of 35,000 people, coordinated volunteer workers for as many as 12 bingos a month - over 1500 volunteers over the two year period.

I have a strong belief in sharing abilities, time and knowledge with organizations set up for community betterment. It has led to an ongoing commitment to serve, through active participation, in either a membership or executive capacity.

This commitment is personally satisfying and professionally challenging as it requires effective time management, organizational ability and understanding of human behavior and motivation. For me, what I contribute, is a sense of humor, a willingness to share credit and belief in human values, and an excellent knowledge of charitable giving, by way of life insurance, and giving as many tax advantages to the gift giver as possible, and available.

PROFESSIONAL DEVELOPMENT PROGRAMS

*************************************************************************************************************************

Management techniques * Mutual Fund Sales Rep Saskatchewan License-until Aug 31/98 * Sales Management * Human Development and Supervision * Personal Financial Counseling * Performance Appraisals * Fellow of The Institute of Canadian Bankers ( Part 1 Completed) * Management by Objectives * Building Successful Client Relationships ( FKI Financial Knowledge Inc)

The following is an example of community service projects I have chaired in the past :

* Developer of P.A. High Noon Optimist Web Page

* Prince Albert's Annual Founder's Day

* CKBI / Cinema 4 / High Noon Optimist Santa Claus Day ( My original Idea)

* Annual Visit by Santa to Hospital on Christmas Day

* New Year's Eve Parties and Dances

* Past President's Ball

* Bingo and Nevada Chairman for Years and Years

* Alberta Montana Saskatchewan and Northern Wyoming District Convention 1990 and co-chair 1996

* Special Projects Chairman and Director of Saskatchewan Summer Games 1992

* Various Elimination Draws,

* Various major draws for cars , boats, trucks, Motor Homes, Quad Runners, Pig Kiss Draw.

* Co-originator of purchase of High Noon Optimist Sports Center for 600 indoor soccer kids and 500 Gymnastics children and the New Home of The High Noon Optimist Club

* Convention Chairman 2 Alberta Sask & NW Territories Jaycee Conventions

* Chamber of Commerce Money Days organizer- Regina, Turtleford and Yorkton,

* Various Charity Auctions,

* Slave Auctions,

* Suitcase draw parties,

* Suit of the Month Draws,

* Calendar Draws,

* Vegas Nights,

* Various small and large Flea Markets, in the malls, at Drive Inns

* Various Food Booths,

* Midway concessions and rides

* Moose Jaw Band Festival organizer,

* Publicity organizer Canada Jaycee National Convention 1968

* Yorkton Jaycees Park - Fund Raising Chairman - raised $150,000 for Jaycee Beach

* Member of Moose Jaw Debating Society

* Organized the first Can-Am Jaycee International board meeting

* Fund Raising Chairman Turtleford and District Recreation Association

* Mervin Golf Club Fund Raising Chairman

* Effective speaking instructor for Alberta Jaycees

* Member of Canada Jaycee Teach The Teacher board

* Secretary Treasurer and fund raiser for P.A. Lions Swim Club

* I have given lectures to grade 5 and 6 students on over seventy ways students can raise funds for themselves and the school, a copy of the ways is attached.

* Secretary - Treasurer, President, Vice President , Fund Raising Director P.A. High Noon Optimists.

* Incoming Secretary Treasurer Alta Montana Sask and N. Wyoming District